Terms & Conditions

Terms & Conditions

Program Tools:

We “B Certified Pro LLC” (BCP) created a success kit to the highest standards that endeavors to ensure your success in the CMA exam. We are working with a team of international experts lead by the CMA Guru Gaby Lahoud, CMA, CSCA, CFA, PMP, MBA to create, in the near future, a full CMA program covering live classes, videos, problem solving, success strategies tips, formula cheat sheet, and much more. Currently BCP is providing the live training sessions coached by our co-founder CMA Guru Gaby Lahoud, a pdf copy similar to the ppt slides summarizing the secret sauce and critical topics for success, formula sheet, a $100 cash back once you pass your first exam part 1 or 2 (we are providing this cash back since we are sure that if you follow our strategy our summaries along with the material you have you will surely succeed), and much more.

Sessions Attended:

Candidate can attend only one of our sessions daily after visiting the sent link and choosing their preferred timing for their window. It is prohibited to share the training link with anyone or else the candidate will be banned from watching the remaining sessions without any refund. BCP cannot share with any candidate the recorded sessions except in emergency or exceptional cases where the candidate is not able to attend the session, and this option is limited to cases approved by BCP. Decisions to accept or reject the sharing of the recorded sessions remain at all times at BCP management discretion.

Re-attending the Live Online Sessions:

To be eligible to attend another window for free, the candidate should either email BCP the exam result from IMA® for the exam parts the candidate wish to re-attend as a proof for sitting for the exam or provide of a valid emergency reason for not sitting for the exam. Decisions to accept or reject remain at all times at BCP management discretion.

Installment Plan:

Candidate agrees to fully settle all accounts promptly according to the payment plan issued by BCP. Candidate understands and agrees that if payments are not made on time according to the payment plan, BCP has the right to stop candidate from attending any session until all owed amounts to BCP are paid in full. All payments fall due and become directly collectable as commercial instruments without the need for any court order upon their maturity date and by the sole fact of such maturity.

If you choose the installment plan, the remaining payments will be automatically withdrawn from your card without the need of your pre-approval. Should your card expire or is cancelled for whatever reason, candidate will promptly update his BCP account with a new card for the remaining payments to be duly withdrawn.

BCP may impose a debt service charge equal to one and a half percent (1.5%) of the overdue balance for each month or fraction thereof the overdue amount remains unpaid. All taxes, fees and governmental charges (if any) relating to the services provided hereunder shall be paid by candidate.

Refund Policy:

After fulfilling the below requirements, candidate may cancel his/her enrolment and receive a refund by providing a written notice of cancellation or a letter of withdrawal addressed to BCP. Withdrawal will not be effective unless it is made in writing and delivered in a form assuring proof of receipt by BCP.

For Live Training:
The candidate will have 24 hours (the Refund Period) to claim a refund on his payment (less any processing charges) only after he/she attends the first live online session given by BCP of the first window the candidate choses. The Refund Period will start to run once the live online session ends. After the Refund Period lapses, No amount will be refunded whatsoever. During the Refund Period, no material or studying documents will be shared. The candidate will be eligible to receive any material needed to prepare for their sessions along with any practice problems that may be addressed in each live session Only After the Refund Period passes and the candidate is Not eligible for any refund.

For CMA 1 Part (1 or 2) Full Package:
Once the email holding the access code(s) is Sent to the candidate, 72% (seventy two) of the total amount charged for this package, representing the material provided by Gleim (E-books & MCQ practice bank), will Not be refunded. Only 28% (twenty-eight) will be refunded in accordance with the following terms:

The candidate will have 24 hours (the Refund Period) in order to claim a refund on the balance of his payment (i.e. the 28% less any processing charges), only after he/she attends the first live online session given by BCP of the first window the candidate chooses. The Refund Period will start to run once the live online session ends. The eligible refund, if applicable as per the Refund Period, represents the value of the live sessions as per this type of package. After the Refund Period lapses, No amount will be refunded whatsoever. During the Refund Period No material or studying documents will be shared. The candidate will be eligible to receive any material needed to prepare for their sessions along with any practice problems that may be addressed in each live session Only After the Refund Period lapses and the candidate is Not eligible for any refund.

For CMA Combo (1 & 2) Full Package:
Once the email holding the access code(s) is Sent to the candidate, 72% (seventy-two) of the total amount charged for this package, representing the material provided by Gleim (E-books & MCQ practice bank), will Not be refunded. Only 28% (twenty-eight) will be refunded in accordance with the following terms:

The candidate will have 24 hours (Refund Period) in order to claim a refund on the balance of his payment (i.e. 28% less any processing charges), only after attending the first live online session given by BCP of the first window the candidate chooses. The Refund Period will start to run once the live online session ends. The eligible refund, if applicable as per Refund Period, represents the value of the live sessions as per this type of package. After the Refund Period lapses, No amount will be refunded. During the Refund Period, No material or studying documents will be shared. The candidate will be eligible to receive any material needed to prepare for their sessions along with any practice problems that may be addressed in each live session Only After the Refund Period lapses and the candidate is Not eligible for any refund.

Materials and Copyrights:

Candidate understands and agrees that the materials are protected by copyright law and are only being licensed for candidate’s individual and personal use in preparation to sit for the exam. Candidate shall not copy, record on any support, sell, license, loan or divulge any materials to any third party or allow anyone to do so. Only the candidate may use the e-books, recorded videos, notes, materials, secured presentations, formula sheets, and products from the courses, or any other related materials such as practice materials, software content, online usernames and passwords. Candidate shall not acquire any Intellectual Property right in those materials whatsoever.

Violation of Copyrights:

Violation of the copyright to the materials or the terms of this agreement may result in legal action. Such action may include but not be limited to a formal complaint to professional bodies or ethics committees worldwide, which may result in disqualifying candidate’s professional designation and nullifying his/her examination scores. Candidate is warned that copyright violation may also result in fines or other penalties following civil or criminal suits in accordance with the applicable laws.

No Warranty:

Candidate agrees to use BCP’s Services, and any information obtained through or from BCP, at Candidate’s own risk. Candidate acknowledges and understands that neither BCP, nor any of its employees, representatives, agents or the like, warrant that the Services offered or provided hereunder will not be interrupted or be error free, nor do they make any warranty or representation as to the results that may be obtained from the use of the Service or as to the accuracy, reliability or content of any information service or merchandise contained in or provided through the Service. BCP specifically disclaims all warranties of any kind, including, without limitation, the warranty of merchantability and fitness for a particular purpose, whether expressed or implied, for the Service it is offering or providing hereunder.

LIMITATION OF LIABILITY:

IN NO EVENT SHALL BCP BE LIABLE TO THE CANDIDATE FOR ANY INDIRECT, SPECIAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES, INCLUDING ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR IMPLIED WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE, LOST PROFITS, WHETHER OR NOT FORESEEABLE OR ALLEGED TO BE BASED ON BREACH OF WARRANTY, CONTRACT, NEGLIGENCE OR STRICT LIABILITY, ARISING UNDER THIS AGREEMENT, LOSS OF DATA, OR ANY PERFORMANCE UNDER THIS AGREEMENT, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND NOTWITHSTANDING THE FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY PROVIDED HEREIN. BCP MAKES NO WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, WITH REGARD TO ANY THIRD-PARTY PRODUCTS, THIRD PARTY CONTENT OR ANY SOFTWARE, EQUIPMENT, OR HARDWARE OBTAINED FROM THIRD PARTIES.

BCP’S MAXIMUM LIABILITY UNDER THIS AGREEMENT SHALL NOT EXCEED AT ALL TIMES THE AMOUNTS PAID BY THE CANDIDATE UNDER THIS AGREEMENT.

Force Majeure:

BCP shall not be liable for any interruption, delay or failure in service resulting from any matter or event outside its control. “Force Majeure” event shall include, but is not be limited to, acts of god, epidemics, pandemics, severe weather conditions, lightning, fire, acts of terrorism, wars, national emergencies, insurrections, riots, labor disputes, boycotts, or governmental interference, exceptional banking restrictions, power failure, shortage of power, disturbance to power supplies, disconnection damage or disturbance to telecommunications connections and cables, failure of telephone networks, failure or delay in any service provided by any third party including governmental or regulatory authority or Operator.

Governing Law:

These Terms & Conditions will be governed by and construed in accordance with the Laws of the state of Ohio.

Candidate declares that he/she had reasonable notice and opportunity to review these Terms & Conditions. By clicking the “I agree to the Terms & Conditions” button, candidate understands that he/she is entering into a legally binding agreement with BCP and undertakes to abide by these terms and conditions.
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